Fintech Innovations in the Financial Service Industry

Anifa, M, Ramakrishnan, S, Joghee, S, Kabiraj, S and Bishnoi, M (2022) Fintech Innovations in the Financial Service Industry. Journal of Risk and Financial Management, 15 (7). p. 287. ISSN 1911-8074

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Digital transformation underscored by the fourth industrial revolution has led to the emergence of sophisticated technology-enabled financial services known as fintech, that has swiftly altered traditional financial services space. Global adoption of fintech is rapidly increasing due to its disruptive nature and is largely embraced by participants who are underserved by traditional financial service providers. Global investments in fintech are growing rapidly year by year owing to increased interconnectivity with the digital revolution. Fintech is expansive, engulfing a plethora of innovative applications in various services including payments, financing, asset management, insurance, etc. There exists a gap in the literature and visualization research on impact and future pathway of fintech innovations in payments and financial services and role of financial regulations. This study aims to enrich the understanding of fintech innovations in payments and financing and investigate the correlation and significance of regulatory framework in maintaining a fair ecosystem. With this objective, an extant systematic review was performed using research articles published in peer-reviewed journals for the period 2014–2022 when there has been a burgeoning of interest in ‘fintech’ globally. The findings of this study contribute to the theoretical constructs of fintech innovations in the financial services industry and show that such innovations play a crucial role in shaping the nature of future of business. The results of this study have implications for researchers who could deploy this research as a reference point to get a holistic insight and a detailed mapping of innovations in fintech. V

Affiliation: Skyline University College
SUC Author(s): Joghee, S ORCID:
All Author(s): Anifa, M, Ramakrishnan, S, Joghee, S, Kabiraj, S and Bishnoi, M
Item Type: Article
Uncontrolled Keywords: fintech; innovations; payments; financing; financial services
Subjects: A Business and Management > AH Finance
Divisions: Skyline University College > School of Business
Depositing User: Mr Veeramani Rasu
Date Deposited: 06 Jul 2022 05:16
Last Modified: 06 Jul 2022 05:16
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